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Education loans in Kenya for students and parents

Education loans include government HELB loans and private options for fees.

Start with HELB

HELB has often been the first stop for students. Check its current eligibility rules.

Private options

Banks and SACCOs offer school and college financing.

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Education Loans: what to check

Confirm the lender is CBK licensed, read the total repayment in shillings, and never pay a fee to release a loan.

Compare offers

Submit one request on ZangCash to receive responses from verified providers. Approval is each provider's decision.

Frequently asked questions

Can parents borrow for fees?

Yes, through personal loans or SACCO fee loans.

Are these loans guaranteed?

No. Approval depends on each provider.

Last updated: October 2026. Loan Apps Kenya is an information website. We are not a lender and do not guarantee loan approval. ZangCash connects customers with independent businesses and providers. Borrow only what you can repay, and check that any lender is licensed by the Central Bank of Kenya (CBK) before you share personal details.

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