Loan Apps Like Lendplus, Tala and Branch
If you were declined or dislike the terms, look at alternatives carefully.
Start with the criteria
Check licence, total cost and transparency. See how to verify an app.
Apps to research
Lendplus, Tala, Branch, Zenka, Timiza. This is not a ranking.
Do not app-hop
Many applications in a short time can hurt you. Submit one request on ZangCash instead.
Frequently asked questions
Why was I declined?
Each lender decides on its own rules and does not always explain.
Last updated: October 2026. Loan Apps Kenya is an information website. We are not a lender and do not guarantee loan approval. ZangCash connects customers with independent businesses and providers. Borrow only what you can repay, and check that any lender is licensed by the Central Bank of Kenya (CBK) before you share personal details.