M-Pesa Sending Charges 2026
Sending KES 1 to 100 is reported as free. KES 500 costs KES 7 and KES 1,000 costs KES 13, with a cap reported at KES 108.
Cross-network
Sending to Airtel Money or T-Kash is reported to cost the same as sending to Safaricom.
Send in one go
One transfer is usually cheaper than several.
Full table
See M-Pesa charges 2026 and Safaricom's official tariff.
Frequently asked questions
Is the maximum per transaction KES 250,000?
Published guides report this limit. Confirm with Safaricom.
Last updated: October 2026. Loan Apps Kenya is an information website. We are not a lender and do not guarantee loan approval. ZangCash connects customers with independent businesses and providers. Borrow only what you can repay, and check that any lender is licensed by the Central Bank of Kenya (CBK) before you share personal details.