HELB 2026/27 student loans: how to apply
HELB is the government body that offers student loans in Kenya. Dates, amounts and eligibility change each year, so use the official HELB website for the 2026/27 details.
What to prepare
Your ID or birth certificate, admission details, bank or contact details and any documents requested for your category. Check the official list.
Applying
Create an account on the official HELB portal and follow the steps. Avoid agents who charge fees, as the application is done directly.
Repaying
Repayment begins after you finish your studies and start earning, with steps explained by HELB. Repay on time to avoid penalties and a negative credit record.
If HELB is not enough
For the gap, see education loans and school fees loans.
Frequently asked questions
Is HELB free to apply?
Applying through the official portal should not require a payment to a third party.
When is the application open?
Check the HELB site for the current dates.
Last updated: October 2026. Loan Apps Kenya is an information website. We are not a lender and do not guarantee loan approval. ZangCash connects customers with independent businesses and providers. Borrow only what you can repay, and check that any lender is licensed by the Central Bank of Kenya (CBK) before you share personal details.